/* Concentus Adviser — Layout: grid, card shell, drag/resize, responsive */

  /* MAIN LAYOUT */
  .main {
    max-width: 1400px;
    margin: 0 auto;
    padding: 28px 32px;
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    grid-auto-rows: auto;
    gap: 20px;
    align-items: stretch;
  }

  .card {
    background: white;
    border-radius: 10px;
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    overflow: hidden;
    transition: box-shadow 0.2s ease, transform 0.2s ease;
  }
  .card:hover {
    box-shadow: 0 6px 28px rgba(0,36,127,0.13);
    transform: translateY(-2px);
  }
  .card-header {
    padding: 11px 18px 10px;
    border-bottom: 1px solid rgba(0,36,127,0.12);
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: linear-gradient(135deg, #dde4f5 0%, #c8d3ee 100%);
  }
  .card-title {
    font-family: 'Noto Sans', sans-serif;
    font-size: 12.5px;
    font-weight: 700;
    color: var(--navy);
    letter-spacing: 0.02em;
    display: flex;
    align-items: center;
    gap: 7px;
    text-transform: uppercase;
  }
  .card-title svg { flex-shrink: 0; }
  .card-meta {
    font-size: 11px;
    color: var(--text-light);
  }
  .card-body { padding: 16px 18px; }

  .stale-dot {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 9.5px;
    color: var(--text-light);
    font-weight: 400;
    text-transform: none;
    letter-spacing: 0;
    margin-left: 6px;
    opacity: 0.8;
  }
  .stale-dot::before {
    content: '';
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: #4ade80;
    flex-shrink: 0;
  }
  .stale-dot.stale::before { background: var(--alert-amber); }

  /* ── GRID PLACEMENT ─────────────────────────────────────── */

  /* Row 1 */
  .calendar-card  { grid-column: 1; grid-row: 1; }
  .birthdays-card { grid-column: 2; grid-row: 1; }
  /* FIX: AUM spans row 1 only (was 1/3) */
  .aum-card       { grid-column: 3; grid-row: 1; }

  /* Row 2 */
  .pipeline-card      { grid-column: 1 / 3; grid-row: 2; }
  /* Col 3 row 2: flex wrapper stacks P&P + Policy & Wiki vertically */
  .col3-row2-stack    { grid-column: 3; grid-row: 2; display: flex; flex-direction: column; gap: 20px; min-width: 0; }

  /* Row 3 */
  .money-card     { grid-column: 1 / 3; grid-row: 3; }
  .funds-card     { grid-column: 3; grid-row: 3; }

  /* Rows 4+ full width */
  .tasks-card     { grid-column: 1 / -1; }
  .paperwork-card { grid-column: 1 / -1; }

  /* PIPELINE & ONBOARDING */
  .pipeline-tabs {
    display: flex;
    gap: 0;
    border-bottom: 1px solid var(--border);
    padding: 0 18px;
    background: #f9f9fb;
  }